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Download Microsoft Money for free
Despite not being developed for over 15 years, Microsoft Money still works perfectly in Windows 10 but you will need to download and install the last-available versions. This post explains how.
Ive been using Microsoft Money to manage my personal finances (such as they are) since about Today I upgraded to the last version that was produced for the UK by Microsoft: Microsoft Money (version ); in contrast the US edition went on until version
I used the bit Microsoft Money version for Windows for about seven years, until I upgraded to Windows XP in I then moved to Money and had all but given up hope that I could obtain the last localised UK edition () until I discovered this afternoon that Microsoft now make it available to download for free (see below for links).
Import RBS transactions
Im a Royal Bank of Scotland (RBS) customer and they still make all my statements available for download in Microsoft Money format (.ofx) which I can then import and track, which is really helpful.
Bills and deposits
Ive set up in Money all my regular bills and deposits (e.g. mortgage payment, direct debits, salary) and so I can see what bills are still to go out, and when Im next due to be paid. It really keeps me on top of all our accounts; we currently have about 11 accounts including credit cards and the boys Rainbow Savings accounts.
Categories
One of the most useful functions I find is the ability to categorise payments and deposits which is great for setting a budget, and tracking just exactly where our money has gone.
This month, for example, I can see that weve spent £ on food, £ on fuel (!!) and withdrawn a total of £ from cash machines (including supermarket cashback facilities).
I found the reports a little buggy in Money , in they are much improved.
Upgrade
The upgrade I found painless. I backed-up my Money (.mny) file, uninstalled Money and installed Money its the default location. On the first run I opened my existing Money file which ably and promptly upgraded and I was good to go.
Windows 10
In my experience, Microsoft Money works with both Windows 10 Home and Pro. I have experienced absolutely no problems whatsoever.
Some users have posted saying that Microsoft Money doesnt work with Windows 10 build It throws an error saying that Money required Internet Explorer 6 to function properly. Please reinstall Internet Explorer 6 so these components can be added.
There is a workaround for getting Microsoft Money to work with Windows Ive not tried it yet, but you can find out about it here:
It involves a registry change.
The competition
Since Microsoft have halted development I have been tempted to move to another application but to be honest, this does what I need it to, and I cant really justify the expense or hassle of moving to another, unfamiliar application.
I tried a demo of Accountz. I uninstalled it within a couple of hours. Personal taste: I just didnt like it. It didnt feel as polished an application as even Money Im probably doing it a huge disservice, but it just wasnt for me.
The only other option, really, was Quicken but it is no longer supported in the UK.
There is also JioSoft Accounting Software for Home and Business but Ive never used that.
Restore Microsoft Money online quotes
Dan Gaier is a former Microsoft Money developer who has written a tool—MSMoneyQuotes—that will update your quotes:
MSMoneyQuotes can open your Money file (including password protected ones), obtain the list of securities in your portfolio, make calls to MSN Money’s new quote services to fetch data for these securities, and update your Money file.
It follows nearly the same logic as the original Money code in terms of updating this information, and includes data such as last, change, open, high, low, 52 week high, 52 week low, PE, market cap and volume. It also handles pounds to pence price conversions for you UK users.
It can be run throughout the day, knows when to add vs. update an existing price entry, and can be run while you have Money open or closed.
Conclusion
Im happy with Microsoft Money, Ive been using for years, Im familiar with it, I trust it and it really keeps me on top of my finances.
You can download the localised US and UK versions here:
For anyone who really needs the Microsoft Money UK edition ( MB).
Published by
Gareth Saunders
I’m Gareth J M Saunders, 48 years old, 6′ 4″, father of 3 boys (including twins). Enneagram type FOUR and introvert, I am a non-stipendiary priest in the Scottish Episcopal Church, I sing with the NYCGB alumni choir, play guitar, write, draw and laugh… a lot. Scrum master at Vision Ltd, Dundee. Latterly, web architect and agile project manager at the University of St Andrews and former warden at Agnes Blackadder Hall. View all posts by Gareth Saunders
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